Seller and Property Information Name of owners according to the deeds Identification (government issued and expiration date) Telephone numbers, e-mail, postal address Deeds (send complete deed to the bank) Legal capacity (request court documents) Out of PR...power... Non-resident … [Read more...]

Complete PathStone, Inc. data sheet. Evidence of income Last pay stub(s) or letter from employer (*Important the name of the place where you work, employer's name, mailing address and phone number, in order to verify the information). Certification of social security, retirement, VA, alimony, … [Read more...]

CAP RATE Net Operating Income / Total Price of Property. Example: NOI: $25,000 Total Price (Purchase + Rehab): $300,000 $25,000 / $300,000 = 0.083 or an 8.3 Cap Rate   This calculation is mostly used for valuing apartment complexes and larger commercial buildings. It can be used for … [Read more...]

You may have heard that this process is arduous and complex, but it is not to be feared. The secret to having a pleasant experience and a smooth transaction is to organize your finances. Preparation should begin long before you apply for your mortgage loan. There are three points you should focus on … [Read more...]

Thermostats that are ‘smart’ or connected, have a lot of advantages over traditional thermostats. Their ability to learn and the user’s ability to control them more precisely can really help you use less energy and save more money. What are the benefits of smart thermostats? Users can realize … [Read more...]

Smart security cameras provide the ability to keep an eye on things in and around your home. These motion-activated cameras can let you know when there is someone nearby. What are the benefits of smart security cameras? A survey made by Coldwell Banker Real Estate and CNET showed that 72% of the … [Read more...]